Texas Couple Files Insurance Claims Lawsuit against State Farm Lloyds
A couple from Jefferson County, Texas has filed a hurricane insurance claims lawsuit against insurer State Farm Lloyds. The lawsuit claims that the company failed to pay out claims after their property sustained significant damage during Hurricane Rita.
Charles and Sandra Conn's house in Beaumont, Texas suffered extensive damage including severe destruction to the structure and the foundation as Rita ripped through the Gulf Coast in September of 2005. Soon after the storm, the Conns submitted their insurance claims to State Farm Lloyds, claiming repair expenses as well as their living costs. The couple was in for a rude awakening when the insurer refused to entertain their claim, saying that the damage that their property suffered was not covered under their insurance. The Conns have now filed a lawsuit against the insurer as well as Steven Craig Stover, the adjuster who was sent by the company to adjust the claim. The lawsuit claims that the insurer engaged in unfair insurance practices, including misrepresenting the terms of the coverage. It also claims that there was a breach of contract due to State Farm Lloyds' failure to honor the promises outlined in the insurance policy sold to the Conns.
State Farm Lloyds recently received some unwanted attention when it was ranked 4th on a list of the worst insurance companies. The insurer has a particularly bad record regarding hurricane insurance claims – State Farm Lloyds went to great lengths to deny claims to families after Hurricane Katrina. In 2007, the company began a process of reevaluating the claim denials that it made after Katrina.
Filing an Insurance Lawsuit
Unfortunately, policy holders are often duped by insurance companies who promise them protection and security, then avoid paying out a claim when their clients need the money. Some of the country's biggest insurers are also its greediest corporations - maximizing profits by increasing premiums, and forcing policy holders to wait long periods of time before paying out a claim, when and if they do decide to pay it.
At Arnold & Itkin LLP, our insurance attorneys are dedicated to defending the rights of policyholders in their battle to win their rightful claims from insurance companies.
If you are facing problems receiving your rightful claims from your insurance company, contact a Houston insurance attorney at Arnold & Itkin LLP for a free evaluation of your case.
My insurance co. has admitted that the plumbing leak has damaged my foundation, but refuses to pay to have it fixed. I am looking for a lawyer willing to work on a percentage basis.